:root{--navy:#0E1220;--ink:#1a2236;--muted:#5b6573;--line:#e6e9f0;--accent:#2F6BFF;--accent-deep:#1E4FD6;--soft:rgba(47,107,255,.07);--gold:#c8a24a;--bg:#fff}
*{box-sizing:border-box}
body{margin:0;font-family:Inter,system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--bg);line-height:1.68;-webkit-font-smoothing:antialiased}
a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}
h1,h2,h3{color:var(--navy);line-height:1.25;letter-spacing:-.01em}
h1{font-size:2.1rem;margin:.2em 0 .4em}h2{font-size:1.42rem;margin:1.8em 0 .5em}h3{font-size:1.12rem;margin:1.4em 0 .3em}
p,li{font-size:1.02rem}
code{background:#f4f6fb;border:1px solid var(--line);border-radius:5px;padding:1px 6px;font-size:.92em}
.wrap{max-width:760px;margin:0 auto;padding:0 22px}
header.site{border-bottom:1px solid var(--line);position:sticky;top:0;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);z-index:5}
.hb{max-width:1080px;margin:0 auto;padding:14px 22px;display:flex;align-items:center;justify-content:space-between;gap:12px}
.brand{display:flex;align-items:center;gap:7px;font-weight:600;font-size:1.15rem;color:var(--navy)}
.brand .q{color:var(--gold);font-family:Georgia,serif;font-size:1.7rem;line-height:0;transform:translateY(5px)}
.nav{display:flex;align-items:center;gap:18px}
.nav a.lnk{color:var(--navy);font-weight:500;font-size:.92rem}
.btn{display:inline-flex;align-items:center;gap:6px;background:var(--accent);color:#fff;padding:9px 16px;border-radius:9px;font-weight:600;font-size:.9rem;border:none;cursor:pointer}
.btn:hover{background:var(--accent-deep);text-decoration:none}
.kicker{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--accent)}
.lead{font-size:1.15rem;color:var(--muted);line-height:1.6}
.hero{padding:54px 0 34px;border-bottom:1px solid var(--line)}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:18px;padding:34px 0}
.card{display:block;border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff;transition:.15s}
.card:hover{border-color:var(--accent);box-shadow:0 8px 30px rgba(20,30,60,.07);text-decoration:none}
.card .tag{font-size:.72rem;font-weight:700;color:var(--accent);text-transform:uppercase;letter-spacing:.04em}
.card h3{margin:.5em 0 .3em}.card p{color:var(--muted);font-size:.95rem;margin:0}
.card .cmeta{color:var(--muted);font-size:.8rem;margin-top:10px}
article{padding:38px 0 10px}
article .meta{color:var(--muted);font-size:.88rem;margin-bottom:6px}
article .meta a{color:var(--muted)}
.byline{color:var(--muted);font-size:.9rem;margin:0 0 18px}
.byline b{color:var(--ink)}
.keytakeaways{background:#f7f9fc;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:0 12px 12px 0;padding:16px 20px;margin:22px 0}
.keytakeaways .kt-t{font-weight:700;color:var(--navy);font-size:.95rem;margin-bottom:8px}
.keytakeaways ul{margin:0;padding-left:20px}
.keytakeaways li{margin:5px 0;font-size:.97rem}
.toc{background:#fbfcfe;border:1px solid var(--line);border-radius:12px;padding:14px 20px;margin:22px 0}
.toc .toc-t{font-weight:700;font-size:.8rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);margin-bottom:6px}
.toc ol{margin:0;padding-left:20px}
.toc li{margin:4px 0;font-size:.95rem}
article table{width:100%;border-collapse:collapse;margin:18px 0;font-size:.95rem}
article th,article td{border:1px solid var(--line);padding:9px 12px;text-align:left}
article th{background:#f7f9fc;font-weight:700;color:var(--navy)}
article h2{scroll-margin-top:80px}
.answer{background:var(--soft);border-left:3px solid var(--accent);border-radius:0 10px 10px 0;padding:16px 20px;margin:20px 0;font-size:1.06rem}
.answer b{color:var(--navy)}
blockquote{margin:18px 0;padding:12px 20px;border-left:3px solid var(--line);color:var(--muted)}
ul,ol{padding-left:22px}li{margin:6px 0}
.faq details{border:1px solid var(--line);border-radius:10px;padding:4px 16px;margin:10px 0}
.faq summary{font-weight:600;color:var(--navy);cursor:pointer;padding:10px 0}
.faq p{margin:0 0 12px}
.cta{margin:40px 0;padding:28px;border-radius:16px;background:linear-gradient(135deg,#0E1220,#1a2748);color:#fff;text-align:center}
.cta h3{color:#fff;margin:0 0 8px}.cta p{color:#c7cfde;margin:0 0 16px}
.cta .btn{background:#fff;color:var(--navy)}.cta .btn:hover{background:#eef2fb}
.nlbox{margin:34px 0 0;padding:24px 26px;border-radius:16px;background:#f7f9fc;border:1px solid var(--line)}
.nlbox .nl-t{font-size:1.15rem;font-weight:700;color:var(--navy)}
.nlbox .nl-p{color:var(--muted);font-size:.93rem;margin:4px 0 14px}
.nlbox .nl-f{display:flex;gap:8px;flex-wrap:wrap}
.nlbox .nl-i{flex:1;min-width:200px;padding:11px 14px;border:1px solid var(--line);border-radius:10px;font-size:.95rem}
.nlbox .nl-msg{font-size:.85rem;color:var(--muted);margin-top:9px;min-height:1em}
.related{margin:34px 0 0;padding:24px 0 0;border-top:1px solid var(--line)}
.related h3{font-size:1rem;text-transform:uppercase;letter-spacing:.04em;color:var(--muted)}
.related a{display:block;padding:7px 0;font-weight:500}
footer.site{border-top:1px solid var(--line);margin-top:40px;padding:30px 0;color:var(--muted);font-size:.85rem}
footer .fl{max-width:1080px;margin:0 auto;padding:0 22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
footer a{color:var(--muted)}
@media(max-width:600px){h1{font-size:1.65rem}.nav a.lnk{display:none}}